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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Simple Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Total Home Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Simple Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$12.60
$12.60
$12.60
$12.60
$12.60
$12.60
$12.60
$12.60
$12.60
$12.60
$12.60
$12.60
$12.60
$13.20
$13.50
$13.80
$14.40
$14.70
$15.30
$15.90
$16.50
$17.10
$18.00
$18.60
$19.50
$20.40
$21.60
$22.50
$23.70
$24.90
$26.40
$28.50
$30.60
$33.00
$35.40
$37.50
$39.60
$42.30
$45.00
$47.70
$51.30
$55.20
$59.70
$65.40
$71.40
$77.10
$83.10
$92.70
$99.30
$110.40
$120.00
$129.90
$141.30
$155.10
$171.60
$189.30
$209.10
$237.60
$265.20
$297.90
$328.80
$363.00
$398.70
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$26.40
$27.00
$27.60
$28.80
$29.40
$30.60
$31.80
$33.00
$34.20
$36.00
$37.20
$39.00
$40.80
$43.20
$45.00
$47.40
$49.80
$52.80
$57.00
$61.20
$66.00
$70.80
$75.00
$79.20
$84.60
$90.00
$95.40
$102.60
$110.40
$119.40
$130.80
$142.80
$154.20
$166.20
$185.40
$198.60
$220.80
$240.00
$259.80
$282.60
$310.20
$343.20
$378.60
$418.20
$475.20
$530.40
$595.80
$657.60
$726.00
$797.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$34.80
$36.00
$37.20
$38.40
$40.20
$41.40
$43.20
$45.60
$47.40
$49.80
$51.60
$54.00
$57.00
$59.40
$62.40
$66.00
$69.00
$73.80
$79.20
$85.20
$91.20
$97.20
$102.60
$108.00
$114.60
$120.60
$127.80
$136.20
$146.40
$157.80
$172.20
$187.20
$202.20
$217.20
$241.20
$258.00
$286.20
$309.60
$334.20
$362.40
$397.20
$439.20
$484.20
$534.60
$607.20
$676.80
$759.60
$836.40
$922.20
$1,010.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov